Attention homeowners: Real estate appraisal services for in Miami and Miami-Dade County
The top 7 reasons why FL homeowners hire CASA, Inc.:
Own a house in or near Miami, FL and need help determining the price of it?
At CASA, Inc., we understand the particular needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at CASA, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At CASA, Inc., we're experienced in helping customers just like you dismiss unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other homes nearby. This means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from CASA, Inc. is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be inopportune from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. CASA, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? CASA, Inc. can We can assist you. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.