Why you should get an appraisal from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc.Year after year, thousands of people in Florida buy, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. While there are an increasing number of automated home valuation processes that may seem cheaper than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are additional instances when the services of a certified, independent real estate professional could be beneficial.
Let CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. help you challenge your tax assessment in Miami-Dade CountyIt's possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your home, so if values have declined in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. is your best evidence. At CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc.,we can assist you in disputing your tax assessment.
Eliminating PMI will lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the real estate, almost all lenders ask buyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to eliminate PMI, CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. will give you a statement regarding the value of your home. The cost of the appraisal can usually be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc.A divorce can be an especially daunting event for both parties, and it is often even more complicated by the hard decision of who maintains the property. Regardless of the situation, it's a good idea to order an appraisal from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. so both parties are fully aware of the true market value of their home.
The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Accurate and fair estate liquidation with help from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc.Settling an estateLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.
Relocating to or from Miami-Dade County?We are aware of the headaches associated with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage employees that are moving to provide remarks on the positive features of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right priceA professional appraisal can help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
Mortgage Brokers and Banks
List of mortgage brokers and banks from the State of Florida