Real estate appraisal services for homeowners in the city of Miami and Miami-Dade County
Check out the top 7 reasons FL homeowners call on CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc.:
Need help deciding the value of your house in or near Miami, FL?
We at CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.
Need to remove PMI?
A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc., we're experienced in helping folks just like you rid yourselves of undesirable PMI insurance.
Challenge Miami-Dade county's assessment of your property
Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An expert appraisal from CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. CASA, Inc.(AKA) Caballero Appraisal Serv.& Assoc., Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.